> For the complete documentation index, see [llms.txt](https://fija.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fija.gitbook.io/docs/overview/compliance/kyc-kyb-process-and-implementation.md).

# KYC/KYB Process and Implementation

> This section provides an overview of our KYC/KYB (Know Your Customer/Business) framework. It details how we manage identity verification to ensure a secure and compliant environment for all platform participants.

Our **KYC/KYB Onboarding Process** acts as the primary gatekeeper for our vault infrastructure, ensuring a deliberate and controlled link between traditional compliance checks and decentralized execution.

This process is **mandatory** for all users of the [**fija App**](https://app.fija.finance/) and is **automatically triggered** the moment a user connects their wallet to the platform for the first time.

To maintain **institutional-grade security**, we have partnered with [**Compilot**](https://www.compilot.ai/) to manage our identity verification and compliance workflow. By integrating Compilot's **specialized tools**, we can efficiently perform **comprehensive due diligence** on both **individuals** and **entities** while providing a seamless onboarding experience for our users.

#### The Purpose of Identity Verification

Implementing these checks is essential for maintaining the integrity of our ecosystem:

* Regulatory Standards: We ensure all participants meet legal requirements, including Anti-Money Laundering (AML) regulations.
* Due Diligence: The process allows us to verify the identity and background of every user before they are permitted to interact with our financial products.
* Risk Management: By vetting participants, we protect the community and our partners from unauthorized access and potential fraudulent activity.

#### The Implementation Flow

The transition from a visitor to an authorized investor follows a structured path designed to verify identity and authorize wallet access:

1. Wallet Connection: The process begins as soon as a user connects their **wallet** to the **fija App.**
2. Identity Verification: Users and companies are prompted to share essential documentation, including **Proof of residence**, **ID information**, and a **face scan**, among others.
3. Answer Additional Questions: A **series of questions** are asked to the user, such as source of funds, city and country of birth, additional citizenships, among others.
4. Review and Approval: Once the identity data is submitted through the Compilot-powered interface, it undergoes a **formal review process**.
5. Manual Whitelisting: After a user is successfully verified, our team manually updates the relevant smart contract **whitelisting** the user’s wallet.
6. Secure Access: Once whitelisted, the user’s specific wallet address is **granted permission** **to invest** into our vaults.

<figure><img src="/files/MZ8NzykjiK2BZ8Wna7Se" alt="" width="563"><figcaption></figcaption></figure>

#### Identity Verification for Individuals (KYC)

The **Know Your Customer (KYC)** process is the standard requirement for all individual users accessing the **fija App**. This workflow is designed to verify a **user's identity** and assess potential risks through a streamlined, automated interface. By collecting essential data, the process confirms that the participant is a **legitimate individual**.

#### Identity Verification for Entities (KYB)

For institutional partners, we implement a **Know Your Business (KYB)** process tailored to corporate legal structures. Beyond identifying authorized individuals, this involves a deep-dive verification of the company’s legal existence. Entities are typically required to provide official documentation, to ensure the organization meets the compliance requirements necessary for professional-grade vault access.