# FAQ

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<summary><strong>What does fija do?</strong></summary>

fija is transforming how people earn yield on their crypto assets with a compliant, transparent, and easy-to-use “Crypto Earn” product.

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<summary><strong>Does fija have access to your deposit?</strong></summary>

No, fija does not have access to the deposit. Hence it poses no counterparty risk.

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<summary><strong>Who designs the strategies?</strong></summary>

fija strategies are designed by "strategists" (professional investors or crypto hedge funds). A strategist develops a strategy and describes it in detail. fija evaluates the quality of the strategy and makes the final decision which strategies will be implemented and made available.

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<summary><strong>Are fija smart contracts audited?</strong></summary>

Yes, all the fija smart contract are audited by auditors based in the EU before going live. They continue to be regularly checked by external auditors.

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<summary><strong>Who can use Earn Strategies?</strong></summary>

Earn Strategies can be used by Crypto Platforms, Exchanges, Crypto Funds, Investment Brokers, Institutional Investors and Custodians.

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<summary><strong>What is the fija Safety Score?</strong></summary>

fija’s safety scoring system assesses the security of blockchain networks and protocols used in our investment strategies. You can select a strategy aligned with your risk appetite.

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<summary><strong>What challenge does fija address?</strong></summary>

With 88% of cryptocurrency owners wanting returns but only 4% achieving them, a €160bn market remains unserved. We see this disparity as a major opportunity and aim to bridge it with our innovative solutions.

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<summary><strong>What value do we create for users?</strong></summary>

Our solution offers higher returns through DeFi strategies, simplifies access to the DeFi ecosystem, and ensures users maintain full control over their assets.

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<summary><strong>What are DeFi Yield Strategies?</strong></summary>

DeFi yield strategies involve earning fees by providing liquidity to decentralized finance applications without engaging in active trading.

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<summary><strong>Who can benefit from using fija's white-label solution?</strong></summary>

Crypto platforms, custodians, exchanges, institutional investors, brokers, and funds seeking higher yields and a trusted, compliant DeFi partner can greatly benefit from our solution.

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<summary><strong>How does fija eliminate counter-party risks?</strong></summary>

fija eliminates counterparty risks by ensuring that funds are in a smart contract, withdrawable only by customers via a compliant security token. On-chain analytics identify and mitigate AML risks. Regulatory compliance ensures security and compliance, and only whitelisted addresses can access smart contracts after KYC procedures.

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